| It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream? | | Retirement Date Risk And Sequence Of Returns Sequence of returns risk is a commonly cited risk for retirees, but an accumulator also faces sequence of returns risk in the form of retirement date risk! | | Key to retirement planning: Don't panic It can be hard to live within your means after retiring, so make your extra funds work harder. | | Children and Retirement | | Proudly Brought to You I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends | | Emily Lim | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above. © Emily Lim, All rights reserved. | | | | Jeremy and Catharine LimScientist & Homemaker Hi Everyone,
Emily has served our parents faithfully ever since she started her career in this industry more than 30 years ago. We have been privileged to be under her care for the past few years. We have come across and been served by our fair share of 'financial consultants'.
Emily really stands out with her honest sincerity and wealth of experience. She advises with our best interests at heart, prioritizing our needs rather than her personal agenda. As a veteran in the industry, we appreciate that she continues to keep up with the trends and competition - so her advice remains relevant to our changing needs. Her after-sales service is equally stellar and timely, often involving her going above and beyond what is required. A simple and recent example would be when she found out we were down with Covid. Emily immediately arranged to bring food, fresh coconuts and herbal medicines personally to our doorstep.
Truly, Emily is more like a wise friend with practical advice we can turn to than a mere financial consultant going through the motions. | | | | Alexander KongFinancial Consultant, Prudential Hi Everyone,
I have always struggled to find my place in the world. So it was easy for me to settle into a reserved geeky existence. However the harsh and expensive reality of life makes it impossible to continue living that way. Moreover it was particularly painful when family who knows me and cares for me worries whether I would make it in life. Hence I made 180 degree switch into sales and business and never looked back.
Changing and transforming to be better is painful and often times frustrating. Even more so when you are finding your way on your own without guidance. Things truly change for me when I met Emily and joined her team. My stars change, from a dependent and hopeless nobody into an independent and thriving agent, husband, father and son to his family and clients.
I have been blessed with many great leaders in my life but Emily is truly one of a kind. Through blood, sweat and tears she is fully committed to the transformation, livelihood and my growth as well as her team. Results don't lie. I have grown to believe in myself and begin to see how things can turn out well. I am able to see how I can have a happy succesful and fulfilled life thanks to Emily.
If you are looking to change your stars? My question to you is "What are you WAITING FOR?" Although Emily would be constantly knocking at your door, the question you need to come to terms with is this: "How much longer do you want to delay your breakthrough and get closer to the life of your choosing?". The opportunity is already here. | | | | Ong York ChinRetiree Hi Everybody,
Time flies, I have been insured with Prudential for almost 30 years, approached by Emily Lim, my good friend. I knew her when she was working in MINDEF. Over the years, I and my children are insured with Prudential. Besides, I also invest in Prudential products which are introduced by Emily.
Emily is a cheerful, friendly and resourceful agent, especially because I've had problems recently to get a hospital bed for my husband and engage a helper to assist me in taking care of him. She assisted me to get the wanted items FOC and a suitable maid within a short time frame. I am grateful to her.
Currently, she is in charge of all my Prudential products. When any of my policies mature, she will remind me. I am thankful to have such a responsive agent. | | | | Tracy PangFlorist, Lavender Bliss Hi Everyone,
She is my insurance agent and she has all the insurance knowledge to answer all my questions.
Also, she is always cheerful and very supportive of my online business. It's like a life mentor giving me guidance and encouragement with her experience and inspiration.
Thank you Emily. | | | | Chia Bee KimSafety Officer Hi Everyone,
I just need to call my FC Emily Lim for help to get a right lady gynecologist. Bingo, Emily fixed appointment for me. I just need to show up for the appointment. She was also there physically to support me. Thank you, Emily! | | | | Janice SamFinancial Consultant, Prudential Hi Everyone,
Emily is a leader who is willing to go the extra mile to support us with claims, underwriting, and new businesses.
She would invite other successful colleagues to give us inspiration and encouragement for our career here at Prudential. She would also invite other experts on other expertise such as investment to keep us abreast of the current market outlook. She would also provide us with courses to help us with upskilling our knowledge and improving our skills. | | | | |